Value of in-force

In life insurance, value of in-force[1] is the present value of the profits that will emerge from a block of life insurance policies over time.

The value of in-force business is the present value of expected future earnings on in-force business less the present value cost of holding capital required to support the in-force business.

References

  1. ^ "Life insurers should adopt value of in-force to improve capital position". wtwco.com. Retrieved 31 October 2025.
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