Macif

This article is about the insurance company. For other uses, see Macif (disambiguation).

MACIF (Mutuelle assurance des commerçants et industriels de France et des cadres et des salariés de l'industrie et du commerce) is a French mutual insurance company. It was founded in 1960 in Niort.

It is a member of Euresa, an international "business club" of mutual and cooperative insurance groups.[1]

History

Macif, the Mutual Insurance Company for Traders and Industrialists of France, as well as Executives and Employees in Industry and Commerce, was founded on April 30, 1960, as a mutual insurance company.[2]

In 1968, Socram Banque was founded by several property and casualty insurance mutuals to distribute auto loans.[3]

In the 1970s, MACIF was among the first insurers to offer policies for pleasure boats.[4]

In 1979, MACIF partnered with several mutual insurance companies to create Mutavie, a service offering savings and retirement products.[5]

In 1981, Inter Mutuelles Assistance (IMA) was created.[6]

In 1993, the Macif Foundation was created under the initiative of Jean Simonnet. It was one of the first corporate foundations in France.[7]

In 1997, Macif Gestion, which manages the group's investment activities, particularly its socially responsible funds, was created.[8] The entity was struck off (or dissolved) on July 23, 2014.[9] When its founder Jacques Vandier (1927–2020) retired in 1997 he asserted that it was the largest mutual motor insurance company in France: "Je suis parti de zéro. Avec quelques autres, j'ai fait de la Macif la première mutuelle d'assurances automobile en France." ("I started from zero. With a few others, I made Macif the first mutual car insurance company in France").[10]

In 2005, Macif, Maif, and the Caisse d'Épargne group entered into a partnership.[11]

In 2010, the mutual insurer launched its banking activity: Socram Banque.[12]

In June 2011, the mutual adopted a new group governance charter in Clermont-Ferrand.[13]

In 2014, Matmut and Macif created the joint entity Inter Mutuelles Entreprises, specializing in corporate risk management.[14] In 2016, Macif and Matmut announced the end of discussions to form a single group.[15]

In January 2021, Macif and Aésio announced the creation of Aéma Groupe, an entity born out of the merger between the two mutual insurers.[16]

In 2023, Macif acquired Mondial Pare-brise.[17]

In 2025, Macif announced the creation of its reinsurance company, M Réassurance, registered in Luxembourg.[18]

Sponsoring

Macif is participating in the Transat Café l’Or with its boat, Macif Santé Prévoyance.[19][20]

References

  1. ^ "Macif". Members. Euresa. 28 May 2018. Retrieved 21 April 2020.
  2. ^ "La Macif". La Macif (in French). Retrieved 19 June 2025.
  3. ^ "Socram Banque : l'avenir sans Arkéa". L'Argus de l'Assurance (in French). 4 November 2019.
  4. ^ "La voile, le pari gagnant de Macif". L'Argus de l'Assurance (in French). 20 July 2017.
  5. ^ "Les MSI ont-elles pris le virage de l'assurance vie ?". L'Argus de l'Assurance (in French). 3 October 2008.
  6. ^ "Jean-Dominique Antoni (IMA) : « Le nerf de la guerre, c'est le coût du dossier »". L'Argus (in French). 16 July 2015.
  7. ^ "Niort : mort de Jean Simonnet, ancien dirigeant de la Macif". France Bleu (in French). 19 January 2021. Retrieved 6 October 2025.
  8. ^ "HISTOIRES DE SOLIDARITÉ" (PDF). Macif. June 2010. Retrieved 11 October 2025.
  9. ^ "MACIF GESTION". Pappers. Retrieved 11 October 2025.
  10. ^ "Disparition: Jacques Vandier, figure de la Macif, est mort". Les Echos (in French). 31 March 2020. Retrieved 21 April 2020.
  11. ^ "Le partenariat Macif-Maif-L'Écureuil se concrétise". L'Argus de l'assurance (in French). 20 May 2005. Retrieved 16 October 2025.
  12. ^ "La Macif s'interroge sur son activité bancaire". La Lettre (in French). 25 September 2014. Retrieved 17 November 2025.
  13. ^ "La Macif adopte un nouveau mode de gouvernance". Assi News. 27 June 2011. Retrieved 9 December 2025.
  14. ^ "« Inter Mutuelle Entreprises », structure commune de la Matmut et de la Macif pour gérer les risques entreprises". AEF Info (in French). 24 February 2014. Retrieved 12 December 2025.
  15. ^ "La Macif et la Matmut renoncent à leur rapprochement". Les Echos (in French). 15 May 2016. Retrieved 12 December 2025.
  16. ^ "Naissance du groupe mutualiste Aéma, rapprochement de la Macif et d'Aésio". Le Figaro (in French). 12 January 2021. Retrieved 12 December 2025.
  17. ^ "La Macif investit 50 millions pour renforcer sa présence dans la mobilité". Les Echos (in French). 12 November 2025.
  18. ^ "Pourquoi les assureurs mutualistes s'intéressent à la réassurance". Les Echos (in French). 26 November 2025.
  19. ^ "Concarneau. Dans le port, le bateau Macif de retour de la transat". Ma Ville (in French). 11 December 2025. Retrieved 12 December 2025.
  20. ^ "Voile : un nouveau titre pour la Macif". Ouest France (in French). 28 November 2025.


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